BlackRepublican asked:


A friend of mine currently owns a 2006 vehicle that he plans on keeping for a long time. He financed it for I think about 5 years @ 17% to 18% interest. He has owned the car for almost 2 years now, but he came to me because he is getting offer letters from banks about refinancing. If he refinances it will extend the length of the term, but at a lower interest rate. Is it best for him to refinance or stay with what he has?

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heather_d72902 asked:


If you have a student loan with a co-signer, can the borrower refinance that loan and put the loan strictly in their name, before repayment begins?

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deoarby asked:


I have been with the same mortgage company for almost four years. I started with an adjustable mortgage. After two years the rates and payments shot up. I modified with them to a two year fixed. This expires in August. Last November, I filed a Chapter 13 bankruptcy, which includes the mortgage. My attorney says to either work on another modification with the company I have, or to seek out a refinance somewhere else. Has anyone out there been in similar situations? What did you do? Any recommendations on a good company to go with?

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mcoopd1 asked:


I ask this because most lender said I have to refinance my 1st in order to pay off my 2nd, but if I do that because of my low credit score my interest will go way up and it will double what I am paying now. Is there a solution?

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chris y asked:


In last three years,I bought four houses for investment,they are all at 7.5% interest rate?
now I want to refinance them,but I do not have work,credit score is only 680 because my high balance in my equity accounts.is there any way I can get a lower interest rate like 6%?

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Debbie V asked:


I have a 2005 Honda pilot with 30k miles on it
My payoff is 22k the truck is in good condition
I had the truck for 2 years still owe for 3 and a half years my interest rate is 7.9%
is it possible to lower my monthly payment
I have good credit
my monthly payment is $570
Has any one successively refinance

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THOMAS S asked:


Need help weeding through the sea of bullsh** ads for a good company to refinance my car. Credit is not so great. Does anyone know a good company?

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aj asked:


Is it possible for me to refinance my mortgage to purchase land for my son who would like to self-build a home for him (and his family) to live in.

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junior asked:


I recently purchased a new home. I will be leasing my previous home with an option to buy. If the tenant exercises their option to purchase the home, is it possible to use my profit to make a lump principle payment on my new home, and then refinance the remaining balance to lower monthly payments?

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smoke_horse asked:


i would like to know how to refinance my home and car, but dont know what that will do to my credit. how do i do it and will it hurt my credit?

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