Natalie A asked:


Once they initially discharge the loan, will they refund any money you paid, how does this affect credit rating? How is this to be handled if the applicant begins working again after qualifying for the loan discharge?

Alice

kelly m asked:


I am looking to get a loan for a modular home and a piece of land. We would need about 250,000. My husband claimed bankruptcy in 2001 before we were married. I have good credit and make close to $60,000. However, I do have a few credit cards and a student loan to pay. He makes about 35,000, has limited credit cards and a car loan. For the most part we both pay our bills on time. Do you think the bank will even consider giving us a loan?

Grace

Dark Knight asked:


I own the lot, but do not own anything else. What type of loan should I get? I live in San Antonio, Tx.

Lorraine

sandeep n asked:


How much is the interest rate for Personal Loan and Car loan in Dubai banks?

What is the maximum available tenure for expats?

Barbara

AG asked:


I know that student loan interest can be deducted.

My student loans are all either in deferment or forbearance. I’m accruing interest on some of them, but I haven’t actually paid any interest yet. Can I deduct the interest that accrued?

Thanks!

Lance

•?Jennifer?• asked:


what is a good home loan company where you can aply for a loan and most of the time your loan gets approved. And i’m talking about a home loan.

Harold

Jenga! asked:


In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next May. Is the 20% loan considered a second mortgage? How can I refinance it now and get a reasonable rate? My husband and I have near-excellent credit.
P.S. as a side note, the house we have the mortgage on is currently worth roughly $20,000 less than we paid for it, so rolling the loans together is out of the question.

Gladys

John S asked:


I don’t know my credit score, but I can give you some details. I have been working out of college for 7 months. I make $32000 a year. I have been paying rent and utilities for 27 straight months without any late payments. I also have student loans, of which I pay $55/month and my parents pay the remaining $120/month. I have one credit card with a $1000 limit and never missed a payment and owe $0. The only other thing I pay for (other than usual groceries, etc) is car insurance.

What are my chances of getting a $12-13k loan for a car? If it helps, I will be putting $5k down on it. I may also chose to go private sale for the car, but will still need the $12-13k loan and pay the difference in cash.

ALSO, important…I won’t have a cosigner. I don’t have anyone who can cosign for me.
Thanks everyone for the initial responses. I have already resorted to the fact that my interest rate is going to be a little high. If I could get a rate around 10-12% then I should be good with the monthly payment. I calculated using 10% and was under my threshold payment-wise. I figure if I put 30% down on the cost of the car (minus taxes, title) then I shouldn’t be upside-down on the loan.

Louis

teamwewin asked:


I was just curious, when a mortgage loan officer sells a home what percentage of the selling price does the loan officer keep for his commission?

Alma

jediknight2054 asked:


1. Financial Aid has lowly estimated my need for the school year. 2. I have maxed out the most I can get from the government. 3. Financial Aid will not certify any more loan money for me, but I need more assistance. 4. I work part-time already and go to school full-time.

Barbara