Miss T asked:


I need to know of websites or car companies that will help. I don’t necessarily have the best of credit, but need some help because the interest is to much. I don’t need advice on if I should or should not do it just suggestions on where to go.

Darryl

monkeybacon33 asked:


I currently have a fixed rate of about 12%, and I was wanting to see what my options were for refinancing. Can I trust such online services as Ditech.com or Loantree.com?

Theodore

Mr Yankee asked:


I plan on doing major renovations, are there any cheap quick fixes to get a higher appraisal. I do not want to waste time and money improving something that is going to be replaced in a few months if it is not going to be very beneficial.
Our home renovation consists of new bathrooms, new kitchen. Initial appraisal is for refinance loan, to determine equity.

Antonio

harrisfam21 asked:


What is required? (Credit Score, Length of Loan)
What happens? ( I don’t quite understand refinancing)
What do you get out of it?

Neil

jstone1923 asked:


I have horrible credit, but our auto interest is much higher than our home. Does auto interest typically tend to be higher?

Sally

John Y asked:


We have tried to auction it (with a reserve), conventional sales approach, everything. We have fallen behind and done a forebearance to save it. Is there anyone out there who will refinance since the onslaught of foreclosures?

Milton

dufus king asked:


We couldn’t get a new home loan because we are less than two years out of bankruptcy, but could we get refinanced on a home we own?

Jeremy

Linda asked:


We live in Washington state; he has great credit, but mine is lousy and I don’t want it to affect the rate.

Ann

SteveB asked:


How much equity does the average lender prefer that you to have in an investment property before they’ll consider refinancing the mortgage? 20%, 25%, more???

Melissa

Cale L asked:


We put our house on the market a few months ago - no offers yet. We have since found a new house in another area (we have to move there for work). I would like to refinance our current house to lower the payments because paying two mortgages is not fun. Can I refi if our house is on the market? Any suggestion as to lenders who do this? We have excellent credit - just want to save some money during our transition until the current house sells. Thanks.

Rose