cheryl4785 asked:


I am doing a Stated Income loan. Why do I need to show bank statements if I have direct deposit from my employeer? That would be “showing my income” compared to “stating my income.” Do I have to show them? And, is there another way around it? Please help!

Bernice

juicy asked:


I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for money because I didn’t think I would qualify. Now I need to know what the whole loan process would require from me.

Vernon

dressed_2_kill_2008 asked:


When a guaranteed student loan is discharged and later cancelled due to what is considered a total and permanent disability but many years after the cancellation of the loan the individual is rehabilitated and able to return to the workforce with the necessary aid and support for their disability what happens to the student loan? I’ve been told that once a loan is cancelled it no longer exists, and I’ve been told that if the individual is able to return to the workforce the loan is reinstated. Which, if either, is correct? What is the answer? (I’m talking about in Oklahoma.)
I can find plenty of links, just no answer. Please don’t leave a link, if you don’t know then you just don’t know.

Maureen

bob asked:


I do not a have a job, but I will be buying properties cheaply, so I will sell them quickly and for a profit. From that profit, I will pay for the loan. Do you know of any way to obtain a loan with those circumstances?

Jessie

BDZ asked:


I have an ARM. I cannot refinance. How can I go about negotiating a loan modification with my lender. I don’t want to be just a name and account number. I can meet the existing payments and to date have not fallen behind. If they raise the interest rate any further then that will be the tipping point. Are there organizations out there to help me such as HUD, etc. Do I already have to be in default before they’ll consider a loan modification?

Jo

Adrian R asked:


I am planning on buying a motorcycle. I want to buy from a private seller. The motorcycle costs $9000. I plan to pay my loan back by 36-48 months. How much will my payments be each month for the 36-48 months. Is it possible to get a loan for it because its from a private seller not a dealer?

Debbie

??sing?? asked:


Im planning on becoming an art teacher for secondary schools and I was wondering if I would be eligible for the loan forgiveness program? I have the subsidized and unsubsidized loan.

Any information would be helpful. Please,no guesses ): Providing proof for your answer would be great also.

Vicki

caroljea asked:


I,m looking for a loan to pay off bills but my fico is 513.Hard to get approved for a loan.I,m paying over 600.00 a month, trying to pay them all.But i would like to be able to make one payment.Any advice!

Maurice

too_true82 asked:


I have bad credit. I currently have a car loan and a co-signer on the loan. I need to take her off the loan now, and HSBC doesnt allow you to refinance, so i have to apply for a whole new loan with someone. I already tried with Scotiabank and got denied. Any suggestions?

James

msphenom83 asked:


The Student Loan Deduction allows you to deduct up to $2500. In 2007 I paid well over $2500 in interest and obviously want to take advantage of this.

Ricardo