How long after a discharged Chapter 7 bankruptcy can I refinance?

prettycre8ive asked:


Hi,
The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I’ve heard that Ch. 7’s are different from Ch. 13’s in terms of the refinancing waiting time.

Kansieo.com

Tags: Chapter 7 Bankruptcy, Mortgages, Refinancing

This entry was posted on Saturday, November 1st, 2008 at 8:38 am and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

One Response to “How long after a discharged Chapter 7 bankruptcy can I refinance?”

1. donald e Says:
   November 3rd, 2008 at 10:10 pm

   1 day if u have reestablished good credit, and have the equity, figure you will be lucky to get 69% of the loan to value, and if you dont have reestablished great credit in excess of 720 scores dont bother because it isnt going to happen for u

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