Can my new husband refinance his home loan without adding me on the loan?

Linda asked:


We live in Washington state; he has great credit, but mine is lousy and I don’t want it to affect the rate.

Ann

Tags: Home Loan, New Husband, Refinance Loan

This entry was posted on Friday, May 29th, 2009 at 2:43 am and is filed under Refinance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

One Response to “Can my new husband refinance his home loan without adding me on the loan?”

1. Bedford S Says:
   May 31st, 2009 at 12:37 am

   Lisa

   He can, but only his income can be considered when calculating debt to income ratio. Many times one person’s income is not enough to refinance loan. Everything is directed at him. Your name then would not appear on the deed.