Can you refinance a house while in the middle of a divorce in the state of Ohio with out the soon to be X?

M L asked:


I need to refinance to stop a forecloser after a bankrupcty. Is there any way I can do this because the soon to be X is fighting everything and won’t sign papers to refinance.

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Tags: Divorce, Forecloser, Sign Papers

This entry was posted on Tuesday, February 3rd, 2009 at 6:13 pm and is filed under Refinance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

2 Responses to “Can you refinance a house while in the middle of a divorce in the state of Ohio with out the soon to be X?”

1. STEVEN F Says:
   February 3rd, 2009 at 6:58 pm

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   If you are willing to refinance in your name ONLY, you don’t need your wife to sign the new loan and the old company doesn’t care who pays them off. If you are facing foreclosure and divorce, finding a new loan may not be possible.

2. Home Loan Guru Says:
   February 4th, 2009 at 1:56 am

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   The short answer to your question is - yes, it may be possible.

   The long answer is - depending on the circumstances of your bankruptcy and where you are in foreclosure proceedings, it could be very difficult and complicated.

   There are several factors that affect your ability to refinance such as your income and assets, credit history, the value of your home, the amount you currently owe on your mortgage, and foreclosure proceedings.

   I recommend getting in touch with a mortgage company to discuss any possible options you may have.

   Hope this helps.

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