If I have been late with 1 mortgage payment can I still refinance?

kimmee812 asked:


I am so struggling with my mortgage payments Does anyone know of a good refinance company ?, and could they recommend anyone?

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Tags: Mortgage Payments, Mortgage Refinance, Refinance Company

This entry was posted on Thursday, February 19th, 2009 at 2:11 am and is filed under Refinance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

2 Responses to “If I have been late with 1 mortgage payment can I still refinance?”

1. leysarob Says:
   February 21st, 2009 at 5:24 pm

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   When you do refinance the new mortgage company will ask you to explain the reason for the late payment (I just went through a refinance — went through Lending Tree to find a company to handle the refinance). If the reason is decent (like a big medical bill, or something like that) they will overlook that one late payment.

2. Sharon F Says:
   February 24th, 2009 at 7:47 am

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   They tend to frown upon missed payments but if they see that it’s not a habit then they wont give you too much flack about it

   but try to stay up on your payments so that they have no excuse to decline your application

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