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Do I have to be caught up on my house payment to be able to refinance? An y other options?

Refinance
Chad G asked:


I want to refinance my mortgage but I am a month behind on my payment. I can’t seem to get caught up, hence the reason to refinance for a better rate. Do I have to be caught up or will someone let me roll the money owed into my new mortgage? Or is their any other options?

Carla

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