Comments on: Do you have to hook up to public water to refinance with FHA? http://www.refinance--blog.com/renting-real-estate/do-you-have-to-hook-up-to-public-water-to-refinance-with-fha Refinance Information and Deals Tue, 22 May 2012 16:00:55 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Expert Realtor http://www.refinance--blog.com/renting-real-estate/do-you-have-to-hook-up-to-public-water-to-refinance-with-fha/comment-page-1#comment-40 Expert Realtor Tue, 28 Oct 2008 16:09:10 +0000 http://refinance--blog.com/renting-real-estate/do-you-have-to-hook-up-to-public-water-to-refinance-with-fha/#comment-40 The appraiser is not authorized to speak as to FHA underwriting guidelines b/c he is not a licensed inspector nor an FHA underwriter. An FHA appraiser, appraises cosmetic condition and market value--period. It is not required. However, homes with a well do require a well test to ensure that the well is safe and located the appropriate distance from a sewer source. Local codes usually take care of the issue. In some rural areas, most people have wells. The appraiser is not authorized to speak as to FHA underwriting guidelines b/c he is not a licensed inspector nor an FHA underwriter.

An FHA appraiser, appraises cosmetic condition and market value–period.

It is not required. However, homes with a well do require a well test to ensure that the well is safe and located the appropriate distance from a sewer source.

Local codes usually take care of the issue.

In some rural areas, most people have wells.

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