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	<title>Comments on: Is it a good time to refinance my 2nd loan on my house?</title>
	<atom:link href="http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/feed" rel="self" type="application/rss+xml" />
	<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house</link>
	<description>Refinance Information and Deals</description>
	<pubDate>Sun, 12 Feb 2012 01:52:07 +0000</pubDate>
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		<title>By: Joffre M</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-84</link>
		<dc:creator>Joffre M</dc:creator>
		<pubDate>Mon, 15 Sep 2008 22:55:16 +0000</pubDate>
		<guid isPermaLink="false">http://refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/#comment-84</guid>
		<description>yes,  you can try this loan company if you want to refinance to get a competitive rate and take some cash out. 
you can call today +447045721617
Globaly Aquinted Org
United Kingdom
Mr Thomas Hanks
email:</description>
		<content:encoded><![CDATA[<p>yes,  you can try this loan company if you want to refinance to get a competitive rate and take some cash out.<br />
you can call today +447045721617<br />
Globaly Aquinted Org<br />
United Kingdom<br />
Mr Thomas Hanks<br />
email:</p>
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		<title>By: Charles97</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-83</link>
		<dc:creator>Charles97</dc:creator>
		<pubDate>Sat, 13 Sep 2008 18:05:20 +0000</pubDate>
		<guid isPermaLink="false">http://refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/#comment-83</guid>
		<description>yes, right now interests are low. It's better for you to refinance and have a lower payment.  Try out this web site that I used for my home purchase.  You can search for rate and apply only.</description>
		<content:encoded><![CDATA[<p>yes, right now interests are low. It&#8217;s better for you to refinance and have a lower payment.  Try out this web site that I used for my home purchase.  You can search for rate and apply only.</p>
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		<title>By: Annabella</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-82</link>
		<dc:creator>Annabella</dc:creator>
		<pubDate>Wed, 10 Sep 2008 09:05:49 +0000</pubDate>
		<guid isPermaLink="false">http://refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/#comment-82</guid>
		<description>Mortgage refinance of a property is quite hassle free and usually a good idea to save money.Borrowers who find it difficult to meet their repayment obligations due to financial constraints opt for refinancing their property. Refinance is also a preferable option for borrowers who want to lower down their interest rates even thoughborrowers pay half of their scheduled monthly mortgage payment every two weeks. An advantage of this option is that borrowers repay an amount equal to thirteen monthly payments by the end of the year, instead of the usual twelve.</description>
		<content:encoded><![CDATA[<p>Mortgage refinance of a property is quite hassle free and usually a good idea to save money.Borrowers who find it difficult to meet their repayment obligations due to financial constraints opt for refinancing their property. Refinance is also a preferable option for borrowers who want to lower down their interest rates even thoughborrowers pay half of their scheduled monthly mortgage payment every two weeks. An advantage of this option is that borrowers repay an amount equal to thirteen monthly payments by the end of the year, instead of the usual twelve.</p>
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		<title>By: Big daddy</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-81</link>
		<dc:creator>Big daddy</dc:creator>
		<pubDate>Wed, 10 Sep 2008 02:22:33 +0000</pubDate>
		<guid isPermaLink="false">http://refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/#comment-81</guid>
		<description>it all depends, there is no way anyone answering this question can give you the correct advise as no one knows your entire situation, and you shouldnt put your entire situation in this forum.  the issue with seconds is if it's a line of credit, it shows up as revolving and it is accruing interest daily.  There are benefits to a second, but not at 8 or 9%.  If you have equity in the home I would speak with a professional that has access to FHA as they will refi to a higher ltv than most banks will.  I would also advise having a plan for the home, are you looking to use it to retire off of, or for college education, etc.  Think about term of a loan, can you afford an extra couple hundred and pay this off quicker and save tens of thousands in the long run.  Good luck and feel free to ask questions</description>
		<content:encoded><![CDATA[<p>it all depends, there is no way anyone answering this question can give you the correct advise as no one knows your entire situation, and you shouldnt put your entire situation in this forum.  the issue with seconds is if it&#8217;s a line of credit, it shows up as revolving and it is accruing interest daily.  There are benefits to a second, but not at 8 or 9%.  If you have equity in the home I would speak with a professional that has access to FHA as they will refi to a higher ltv than most banks will.  I would also advise having a plan for the home, are you looking to use it to retire off of, or for college education, etc.  Think about term of a loan, can you afford an extra couple hundred and pay this off quicker and save tens of thousands in the long run.  Good luck and feel free to ask questions</p>
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		<title>By: bob and dolly k</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-80</link>
		<dc:creator>bob and dolly k</dc:creator>
		<pubDate>Sat, 06 Sep 2008 15:25:52 +0000</pubDate>
		<guid isPermaLink="false">http://refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/#comment-80</guid>
		<description>unless you can better your rate by at least 2 percentage points its not going to save you enough to be worth the effort.</description>
		<content:encoded><![CDATA[<p>unless you can better your rate by at least 2 percentage points its not going to save you enough to be worth the effort.</p>
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		<title>By: Ed Atun</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-79</link>
		<dc:creator>Ed Atun</dc:creator>
		<pubDate>Fri, 05 Sep 2008 10:10:24 +0000</pubDate>
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		<description>The going rate for a 2nd mortgage is 8.75% so i wouldn't refinance because of the rate.  You could get an adjustable rate but it could go to 11% in 5 years and that wouldn't help.</description>
		<content:encoded><![CDATA[<p>The going rate for a 2nd mortgage is 8.75% so i wouldn&#8217;t refinance because of the rate.  You could get an adjustable rate but it could go to 11% in 5 years and that wouldn&#8217;t help.</p>
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		<title>By: Megan</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-78</link>
		<dc:creator>Megan</dc:creator>
		<pubDate>Thu, 04 Sep 2008 04:35:35 +0000</pubDate>
		<guid isPermaLink="false">http://refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/#comment-78</guid>
		<description>You can shop, but it is unlikely you will find a lower rate than 8-9%.  I think you missed the time window for the lowest rates by a couple of months.  Rates are likely to increase even more though, because of inflation.</description>
		<content:encoded><![CDATA[<p>You can shop, but it is unlikely you will find a lower rate than 8-9%.  I think you missed the time window for the lowest rates by a couple of months.  Rates are likely to increase even more though, because of inflation.</p>
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		<title>By: src50</title>
		<link>http://www.refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/comment-page-1#comment-77</link>
		<dc:creator>src50</dc:creator>
		<pubDate>Wed, 03 Sep 2008 12:55:48 +0000</pubDate>
		<guid isPermaLink="false">http://refinance--blog.com/renting-real-estate/is-it-a-good-time-to-refinance-my-2nd-loan-on-my-house/#comment-77</guid>
		<description>If you can refi to a single fixed-rate loan, yes.</description>
		<content:encoded><![CDATA[<p>If you can refi to a single fixed-rate loan, yes.</p>
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