Amber M asked:


I was financed with bi-monthly payments of $179 and an intrest rate of 29%. I was told that if I focus on making these payments on time, it can actually improve my credit score. Then if I can save, say, another $1,000 to put down later and then refi, that could also change the high intrest rate and improve my score even more?

My credit is horrible… I’m working on fixing that now. Buying a clunker is not an option. Seeking answers from financial professionals.

Christine

papafernando asked:


TOYOTA YARIS BUY A HALF A YEAR AGO. YOU HAVE THE OPTION OF THE LOWER FEES. Someone told me that I HAVE TO MAKE MY NEW FUND LOAN CAR. Do you know if That is the answer when the best time to do it and WHERE can I get help to make it?

Chris

Alex - California asked:


I know someone that refinanced their home and the new trust deed was not recorded against the subject property so that in effect there is no lien encumbered by the new refinance (there’s no loans showing against the home) even though they do receive monthly statements in order to make monthly payments to the lender. What is this person’s solution or recourse or options? I would love a paralegal or real estate attorney to give me feedback.

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