JCritter asked:


Missing mortgage payments for several years and ended up paying more than about 6 months along with our regular payment. When we check our credit report showed that we were behind in mortgage payments 6! The bank said it was because we were technically overdue until the payment balance paid off completely lacking. This was probably 6 years ago. Since then we have paid our payments on time, but I 'm worried for a mortgage lender can watch this and feel that we are a risk.

Dawn

Just Wondering asked:


I just purchased it 4 months ago and I am having trouble getting it refinanced but my mortgage payments are really high….

Eddie

TRINIGAL asked:


We bought a home in FEBRUARY of 2005 the payments are pretty high we have a fixed 30 years mortgage at 6.125 and we are trying to reduce our mortgage payments, we are being offerd a 7 years fixed at 5.37 and a 10 years fixed at 6.125 both which is interest only which is the best refinance plan or should we stay with our present mortgage of 6.125 for 30 years.

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kimmee812 asked:


I am so struggling with my mortgage payments Does anyone know of a good refinance company ?, and could they recommend anyone?

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Racheal B asked:


To make a long story short, My grandmother bought our house in her name because my husband and I didn’t have enough credit. The plan was that after 2 years we would refinance the house into our names (we have been making the mortgage payments). So when the house was purchased, we made the mistake of getting an adjustable rate instead of fixed, and our monthly payment has gone up $300 already. We desperately need to refinance into a fixed rate before our monthly payment goes up again in February. If we aren’t approved, we will have to sell the house. I don’t want to mess my grandma’s credit up, so selling the house would be our only other alternative. Any advice on what I should do?

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