monkeybacon33 asked:


I currently have a fixed rate of about 12%, and I was wanting to see what my options were for refinancing. Can I trust such online services as Ditech.com or Loantree.com?

Theodore

Chad G asked:


I want to refinance my mortgage but I am a month behind on my payment. I can’t seem to get caught up, hence the reason to refinance for a better rate. Do I have to be caught up or will someone let me roll the money owed into my new mortgage? Or is their any other options?

Carla