Peter C asked:


We have had a 30 year fixed mortgage for 5 years. Most of the payments made went to interest. If we refinance to a new company to a 15 year fixed rate mortgage (rates are low), would we get any sort of credit back from the first mortgage (since we’ve been paying interest payments mostly as-if we were going to have the loan for 30 years but now it’s going to be paid early? We’ve barely paid any of the principle in the past 5 years, so I’m wondering if we get any credit-back, so to speak… please advise.

Daniel

Raziboy asked:


And is’t a good advice to refinance with my mortgage company (CountryWide Home And Loans) or shop around other Loan companies

Betty

cb1980 asked:


I just bought a house 4 months ago at 6.5%/30 fix through a FHA loan. Obviously rates have now nose dived, can i refinance with another company to take advantage of these lower rates- even if its not an FHA loan?

Oscar

kimmee812 asked:


I am so struggling with my mortgage payments Does anyone know of a good refinance company ?, and could they recommend anyone?

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Jayson Due Dec 29th! asked:


I have a loan through Wachovia for my truck. After a year 1/2 of having the truck the payments have become a strain, how or when could I refinance the truck using the same company? (I really enjoy Wachovia, they are great and have helped us before. I would prefer to refinance through them)

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