chitown asked:


My parents are legally married, but have been separated for about a year. My father would like to refinance our house and get money out for some repairs that need to be done. My parents are not on good terms with each other and my father would like to do this without her because he knows that she will not cooperate orshe will want money in return, that he will have to pay back to the bank.

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Jose Pr asked:


It’s pretty bad out here in Vegas and I need to refinance my house.

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Jess asked:


I live in Texas (homestead state) & I’m in the middle of a divorce. I’ve been awarded the house temporarily. The problem is; the house has an ARM loan and the pmts keep rising. With spouses permission, will the law let me refinance the house before the divorce is finalized? He wants to sell, but I want to keep it.

Edgar

nini asked:


I bought my house 9 years ago, and I have very low interest. I’m in the process of buying a 2nd house planning to rent the first one. My question is how soon after I sign the papers for the other house can I refinance this house.
I just want to get more confortable with my payments. I also have a good credit. I don’t know if that helps.
Thanks.

Eric

zapf1423 asked:


My husband and I use to live with my mom and they refinanced her house with both of their names on the title. Now that we bought our own home, she would like to refinance her house, but take off my husbands name.

Does he need to just sign a release form or waiver towards the end of closing to take his name off?

Dana

needknow asked:


I borrowed a $300, 000 house with 20% down payment and a 5/1 ARM loan. The current sale price of the similar house is $330,000. I am wondering if I refinance the house, how many I have to borrow from bank: $240,000 [$300,000 (sale’s price) - $60,000 (my downpay)] or more (330.000 - $60,000)?
Thank you very much in advance.

A confused lady.

Yvonne

Chonchi asked:


We had our house for sale and after 2 months we decided to stay here refinance and use the money to do upgrades. Now I’ve been told that we need to wait 6 months before we can do so. We live in NC, and now we don’t know what to do.

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anuitutu asked:


I have a mortgage rate of 6.85%. should I refinance now or will interest rates go down more after the president signs the new bill to help mortgage companies?

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fabguy4fn12 asked:


My ex wife lives in the house we owned when we were married. Since the divorce, she had to refinance the mortgage due to financial difficulties. Right now I believe she owes more than the house is worth on the open market. She still has financial difficulties having a large amount of debt in addition to the mortgage. Does she have any options in trying to rid herself of this house to move into a smaller, more affordable one? If she sells the house at a loss, is she required to repay the difference back to the bank or mortgage holder immediately? What options might exist for her to rid herself of debt besides bankruptcy?

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Donna C asked:


we have tried twice to refinance our house through a bank in order to get caught back up on the mortgage payments that we are behind and to do some home repairs, etc however we keep being told no because we are in fact behind several house payments. Is there anyone out there who will refinance you in a situation such as this?

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