Penny asked:


I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy and my case is discharged, how long shall I wait before applying for a loan to refinance my home?

Caffeinated Content

howwie77 asked:


I owe 40,000 on my second loan for my house. Paying I think 8 or 9% interest. Would it be wise to refinance my 2nd loan?

Caffeinated Content for WordPress