mcoopd1 asked:


have spent 3-4 week trying to refinance my mortgage loan & each time the loan officer I’m working with promises me that he is the person that can get my loan done…but it really comes down to the underwriter decision. Why can I just work with an underwriter instead of a loan officer? It will say sooo much time!

Alma

MDC asked:


We just get a mortgage at 6.00% right before the tariffs were cut. I know some people who have funded down again to 5.25% with no points. Should we try again, or finance are not likely to find a rate of merit by taking into account costs?

Anna

Jon C asked:


? Just wanted to know if anyone is funding again? Success with CitiMortgage mortgage through? S program to produce affordable home? N? I've been calling Citi and dej? my infor. and there is no one called back. His frustration? No, I just wanted to take advantage of the reduced rate. I don 't know if the same thing happening to other people.

Vernon

Mark B asked:


I am a 30 years of fixed (6.38%) but now I want to take advantage of the rates m? S low. My mortgage is? with SunTrust and (unfortunately) I have never been late with payments and is not in any se? to financial distress. The biggest problem is? Is due to the current market, I should m? That s what? ok. ? Est? This may not bring any money to the table to close?

Kimberly

Secret Asian Man asked:


The current rate is 5.6% and my current mortgage is 6.6%. I got the mortgage 2 years ago.

Carla

first-time homebuyer asked:


We bought title insurance when we get our first mortgage. Now we are financing it with another bank and we are required to obtain a new title insurance. Is this right?

Brenda

Mr. Christopher asked:


Lets say in a 3 year period? I know I have enough equity in the home and just wondered if someone knew. Thanks!
The main reason for my question is I refinanced last year. My mortgage was then purchased by another lender and the new lender is THE WORST in service. I want to get away from them but was not sure how. I could not stop my loan from being bot/sold but wish I could have.

Charlie

deedee asked:


Current rate of ARM interest is 5.125%. Would it better to go for 6.75% mortgage refinance at no closing costs, if I am planning to live in the same house for next 7 to 10 years?

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batman asked:


Bought as investment, 62k into it worth about 90k. Is a refinance tax deductible?

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abibble1 asked:


I have payed my mortgage late a few times two of which were 31 days late… I forgot! But, my mortgage broker is just waiting on my VOE from my current mortgage company to close on my refinance, but he said he talked to them and they said I haven’t made any late payments, and I know I have. Can I still refinance?

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