troyman2000us asked:


My direct student loan is now through the government, and I feel like I am absolutely getting nowhere with them. I have had my loan through them since 2004 and my balance has went from 35000 to 32000. I really need some suggestions of what companies to go through to possibly refinance. My credit score is in the middle area. Thanks for your help.

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Keef asked:


Wife and I purchased the home a year ago for 475,000 and currently owe 423,000. I **** to say but because of a devorce we have to do something about the house. Is there any way to refinance the house to get a lower payment so the wife can handle the payments on her own? House prices have droped so much in our area that I’m not even sure if we owe more than what the house would now appraise for. Thanks for your help.

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